Aperture Regions › United States › Fintech AI
US Fintech AI startup funding
US Fintech AI startups raised $10.1B across 225 funding rounds at 214 companies in the 12 months to Nov 14, 2026, against $5B across 225 rounds in the 12 months before (+101% in capital, 0% in rounds).
Companies headquartered in the United States, all funding stages, by announcement date. Data as of Nov 15, 2026; the last 12 months run Nov 15, 2025 – Nov 14, 2026. Capital counts disclosed amounts only (209 of 225 rounds in the last 12 months).
How much did US Fintech AI startups raise in the last 12 months?
| Last 12 months | 12 months before | Change | |
|---|---|---|---|
| Capital raised (disclosed) | $10.1B | $5B | +101% |
| Rounds | 225 | 225 | 0% |
| Companies funded | 214 | 212 | +1% |
How much have US Fintech AI startups raised in 2026?
In 2026 through Nov 14, 2026, US Fintech AI startups raised $8.9B across 186 rounds, against $4.7B across 210 rounds in the same period of 2025.
Which US Fintech AI startups raised the most?
Ramp raised the most in the last 12 months, 29% of the capital; the three largest companies together took 36%.
| Company | City | Capital raised | Rounds | Latest round |
|---|---|---|---|---|
| Ramp | New York | $2.9B | 3 | Stage not stated · Oct 2026 |
| Corgi | San Francisco | $374M | 3 | Series B · May 2026 |
| AlphaSense | New York | $350M | 1 | Stage not stated · Jun 2026 |
| Angle Health | San Francisco | $334M | 2 | Series C · Sep 2026 |
| Ridgeline | Incline Village | $250M | 1 | Series E · Sep 2026 |
| Rogo | New York | $235M | 3 | Stage not stated · Sep 2026 |
| Ledgebrook | Boston | $200M | 1 | Stage not stated · Oct 2026 |
| Quantifind | Palo Alto | $200M | 1 | Growth · Jun 2026 |
| K1x | Morristown | $175M | 1 | Growth · Apr 2026 |
| Socure | Incline Village | $156M | 1 | Growth · Aug 2026 |
Which Fintech AI sub-sectors are growing in the US?
Insurance added the most companies: 33 raised in the 12 months before and 45 in the last 12 months.
| Sub-sector | Companies funded (year before → last 12 months) | Rounds | Capital raised |
|---|---|---|---|
| Insurance | 33 → 45 | 48 | $2.1B |
| Accounting, spend & finance operations | 43 → 38 | 40 | $3.9B |
| Lending & credit | 30 → 27 | 27 | $545M |
| Trading, research & capital markets | 22 → 26 | 29 | $985M |
| Wealth & investment management | 30 → 25 | 26 | $985M |
| Financial crime, compliance & identity | 12 → 19 | 20 | $683M |
| Payments & fraud | 17 → 12 | 12 | $311M |
| Banking platforms | 8 → 10 | 11 | $406M |
| Financial-services AI platforms & agents | 6 → 6 | 6 | $129M |
| Personal finance | 1 → 3 | 3 | $28M |
| Crypto & Web3 | 4 → 1 | 1 | $40M |
2 companies are not yet tagged with a sub-sector (Other / unclear).
How large is a typical US Fintech AI round?
In the last 12 months, the median disclosed Seed round was $5.5M, Series A round was $20M, Series B round was $45M.
| Stage | Rounds | With a disclosed amount | Median disclosed round |
|---|---|---|---|
| Pre-Seed | 13 | 13 | $2.8M |
| Seed | 73 | 70 | $5.5M |
| Series A | 67 | 63 | $20M |
| Series B | 30 | 29 | $45M |
| Series C | 12 | 11 | $100M |
| Series D | 6 | 6 | — |
| Series E | 1 | 1 | — |
| Series F+ | 1 | 1 | — |
| Growth | 4 | 3 | — |
| Stage not stated | 18 | 12 | $48M |
Medians are shown where at least 10 amounts are disclosed.
US Fintech AI funding by quarter
| Quarter | Rounds | Capital raised |
|---|---|---|
| 2025 Q1 | 37 | $614M |
| 2025 Q2 | 54 | $1.5B |
| 2025 Q3 | 76 | $1.9B |
| 2025 Q4 | 82 | $1.9B |
| 2026 Q1 | 58 | $1.4B |
| 2026 Q2 | 59 | $3.2B |
| 2026 Q3 | 45 | $1.5B |
| 2026 Q4 (to date) | 24 | $2.8B |
Other US sectors: AI Models & Research · AI Infrastructure · Robotics & Physical AI · Industry AI · Defense & Public Safety AI · AI Hardware & Chips · Healthcare & Life Sciences · Enterprise & Vertical AI · AI Agents · AI Developer Tools · Cybersecurity AI · Consumer & Media AI.
Definitions are in the methodology. Report a missing or misreported deal from the link in the footer.